Paycheck calculator

Estimate take-home pay after taxes and deductions.

Pay details stay in this browser

Paycheck details

Required

State where you live and work

Who can use this calculator?

Pay frequency

Hourly rate

Workweek hours

Hourly pay requirements

My pay meets these hourly requirements.Federal filing status

Benefits and payroll deductions

Dollar amounts per paycheck. Leave zero when no deduction applies.

Pre-tax health benefits

Traditional 401(k) / 403(b)

After-tax deductions

Local income / wage tax

Other payroll deductions

Previous FICA-taxable wages this year

Federal W-4 settings

Copy your 2020-or-later W-4. Zero means no adjustment.

Step 2(c): two-jobs / spouse-works box is checked

Step 3: annual credits

Step 4(a): annual other income

Step 4(b): annual deductions

Step 4(c): extra tax per check

My W-4 claims exemption from federal income-tax withholding. FICA still applies.

What will extra overtime pay add?

Compare this check with and without added gross earnings. Federal withholding annualizes each check. Benefit, local-tax, and insurance amounts stay fixed in this comparison.

Extra gross earnings on this check

Work out extra-shift gross pay

Choose your state to calculate a paycheck.

No account. Pay details stay in this tab.

RESULT

Estimated take-home pay

2026

Your breakdown will appear here

Choose a state and enter your pay. Then select Show my take-home estimate to see taxes, deductions, and take-home pay.

Try an example to see how it works.

How the paycheck estimate works

Start with hourly pay, an annual salary, or a gross paycheck. See federal withholding, Social Security, Medicare, state income tax, and entered deductions before the take-home amount. Compare the same check with extra gross earnings to see the estimated increase.

Biweekly and twice-monthly pay

Biweekly pay normally uses 26 checks per year. Twice-monthly pay uses 24. That difference changes both gross installments and withholding per check. For hourly biweekly pay, enter the two workweeks separately.

Is this an overtime tax calculator?

Yes, the extra-pay section compares estimated withholding and take-home pay with and without your entered overtime earnings. It uses regular-paycheck annualization, not a separate flat overtime tax. It does not decide legal overtime eligibility or calculate every state’s gross overtime rules.

Does “no tax on overtime” make overtime tax-free?

No. The qualified federal deduction concerns eligible overtime premium compensation, subject to limits. Overtime remains generally subject to Social Security and Medicare. We apply your W-4 settings rather than automatically making all overtime tax-free. See IRS Publication 15-T.

How close is this to my actual check?

The federal calculation follows the 2026 IRS regular-paycheck percentage method for the supported filing statuses. The state bracket model is a dated planning baseline with state-specific limits. For a closer match, enter current state withholding, local taxes, insurance contributions, and your W-4 settings. See all assumptions and sources.

Federal sources: IRS withholding methods and Social Security and Medicare withholding.